Yandex has expanded its line of “Saves”, savings products for Yandex Pay cardholders, launching, in addition to unlimited “Saves”, “Saves” with a deadline, that is, regular deposits, the company said in a statement.
The rate for urgent “Savings” is higher and fixed for the entire period. Thus, you can open a deposit for three months, six months, one year or two years. The rate will depend on the term; For example, to Save for six months it will be 16.3% annually.
The rate for “Savings” without a term is 15% in the first three months and 11% thereafter, but the conditions are more flexible: interest is paid every day and you can replenish your account and withdraw money at any time.
You can replenish urgent “Savings” within a week after opening and withdraw money without loss of interest, after the expiration of the term. Interest will be paid at the end of the term. You can simultaneously open up to ten urgent “Saveds” and store 10 thousand to 10 million rubles in each.
To open the first “Save”, you need to meet with a Yandex Pay representative and make identification, which will take about five minutes. Currently, Yandex Pay representatives work in 130 cities.
All “Saved” are stored in Yandex Bank. They are covered by standard insurance from the Deposit Insurance Agency. You can replenish your deposits by transfer from a Yandex Pay card or using the details of any bank.
- Last fall, Yandex Bank began issuing consumer loans in the amount of up to 1 million rubles for a period of up to three years. In 2022, the bank launched this option for self-employed drivers and couriers.
Author:
Anastasia Marina
Source: RB
I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.
