How to avoid smartphone banking scams?

Nowadays, most of the information about our lives is concentrated on mobile phones. And this, smart phones It is the target of cybercriminals who want to access confidential data and commit fraud.

Therefore, it is crucial to understand how these scams work so you know how to protect yourself from these threats. Then see what they are and how to avoid them.

Most common scams smart phones

There are many scams online. And criminals continue to search for potential victims. Therefore, beware of the main scams practiced today:

one. Fake call center scam

In this scam, the victim receives a message warning that there is a relationship problem with the bank. with a message fake 0800 number Where to apply to solve the problem. He eventually calls the fraudster and is persuaded to provide data that will be used to steal information, passwords or gain some sort of advantage.

To avoid falling for this scam, you should always be skeptical when you receive this type of message. Before doing anything, call the institution’s official channels for confirmation. Besides, Never give personal or banking information to strangers via call or text message.

two. Social engineering scam

Here the fraudster contacts the victim trying to pretend to be someone from the bank and asks him to provide data, which will then be used for malicious purposes. Normally the contact person is professional and persuasive; He manages to convince the victim that he really works at the bank.

Once again, knowledge is the key to not falling for these types of scams. Never transfer your bank information this way, and be sure to check which official channels the institution uses in the applications.

3. Phishing

HE phishing It is probably the most common digital fraud. Essentially, the scammer throws out a “bait” to many people, hoping that someone will fall for it. This could take the form of an email or SMS that appears to be from your bank, or a credit card offer with incredible terms. Once you click it, you will be convinced to grant access to your accounts.

To avoid this problem, Don’t click on links that look strange or if you’re not sure they actually come from the financial company. Always contact the bank directly about the communication channels it uses; Of course, institutions will never ask you to click on a link and provide your information.

4. fake invoices

In a fake invoice scam, the victim receives an open account, normally from a company they have an affiliation with. Undoubtedly, he thinks that the debt really belongs to him and pays the bill, which ends up in the fraudster’s account.

To know how to tell if you’ve received a fake invoice, the key is to pay attention. When you rush, you don’t end up checking Invoice details (such as issuer and beneficiary name and amount owed), pay without noticing the differences. So be very careful When an unknown account reaches you. If you are in doubt about whether you owe money, contact the company to check before deleting it.

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