According to the bank’s press service, this decision is due to the continued increase in the cost of OFZ. Therefore, VTB will increase the base rate by 0.5 percentage points.
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After this, funds for the purchase of apartments in the primary and secondary markets will be available starting at 18% per annum. But even here there are conditions: it is necessary to include comprehensive insurance, confirmation of income and employment, a down payment of 30% and others. Prime writes about this.
Please note that customers whose applications were approved by June 17 will receive them at current rates up to and including June 13.
The bank will maintain all existing discounts for its customers. For example, 0.2% for a major loan, 0.3% when applying online, using secure payment services and electronic registration for a transaction, or receiving a salary with a bank card, and 0.4% if your salary is transferred to VTB.
“The bank also leaves the rates of preferential programs unchanged: for mortgages with state support – 8%, for “family” and IT mortgages – 6% and 5%, respectively, for Far Eastern and “Arctic” mortgages – 2 %”. they added in the bank.
We previously wrote that VTB began issuing mortgages for housing in Crimea. The first loan approved by the bank amounted to 3.2 million rubles. He was extradited to Simferopol.
Author:
Nikolai Tikhonov
Source: RB
I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.
