86% of companies and individual entrepreneurs are ready to use borrowed money to cope with possible force majeure events, according to a study by Delobank, reviewed by RB.RU.
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Among the causes of force majeure are the following: lack of money for operating expenses: for this, 56% of companies and 31% of individual entrepreneurs are willing to apply for a loan, interruption of delivery: 46% of companies and 28% of individuals. entrepreneurs, a sharp increase in the price of raw materials: 52% of companies and 47% of individual entrepreneurs.
The most popular credit products that business owners turn to when they need to make an urgent payment are a line of credit (19%), a business credit card (16%), an overdraft (15%), a revolving loan (11% ).
Almost 8% of entrepreneurs are willing to apply for a loan as an individual, 11% are willing to seek financial help from friends or partners, and 15% are willing to use the owner’s investments.
The survey was conducted among 1,000 people aged 30 to 55 between May 29 and 30, 2024.
Author:
Anastasia Marina
Source: RB

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