Smartwatch with NFC: How does contactless payment work on the watch?

Smartwatches are becoming increasingly versatile, offering everything from health monitoring to notification control. But one function that stands out is contactless payment, made possible thanks to NFC technology.

NFC smartwatch has a feature Chip that allows communication with payment terminalsmakes transactions more practical and faster.

The convenience of leaving home with just your smartwatch on your wrist and still being able to shop with a simple touch is fascinating and mysterious to many people!

Want to know how a smartwatch with NFC works and whether it’s really worth owning one? Read on to find out the answers!

What does it mean to have NFC technology on a smartwatch?

NFC, or Near Field Communication (“proximity field communication”), is a technology that allows communication between nearby devices such as smartphones, tablets, card machines and, of course, smartwatches.

When a smartwatch has NFC, it can interact with other compatible devices from centimeters away and role play Payments without the need for physical cards or entering passwords – The amount is within the limit allowed by your bank.

All you have to do is register a credit and/or debit card at: smartwatch compatible digital walletSuch as Google Pay, Samsung Pay and Apple Pay.

NFC also enables other features, like unlocking doors with a smart lock or controlling light bulbs in your smart home.

Setup is simple: simply bring the smartwatch close to another NFC-enabled device, and the smartwatch will automatically recognize it and display a confirmation message on the screen to initiate the interaction.

How to enable NFC on smartwatch?

1. Access the smartwatch settings;
2. Go to “Connections” or “Payment”. Location may vary depending on watch model;
3. Enable the “NFC” option;
4. If your device doesn’t have a native app like Google Pay or Samsung Pay
5. Download the app and follow the on-screen instructions to configure it;
6. Add a credit and/or debit card to your digital wallet to make payments.

Once NFC is enabled and your digital wallet is configured, you’re ready to make payments with your smartwatch. Simply bring your wearable device close to a compatible payment terminal for the next transaction you want to make using your smartwatch.

And don’t be surprised: If the amount is higher than the limit specified by the card issuing bank, you may be required to enter a password to confirm the payment.

Which smartwatch makes contactless payments?

Not all smartwatches on the market have NFC technology for contactless payments, this technology is called “contactless” (Portuguese for “contactless”). One of the first models to offer this functionality was the Samsung Galaxy Gear in 2013.

Since then, smart wearable accessory brands has begun incorporating this technology into its watches:

In addition to ensuring that the selected model has NFC capability, Other factors are important to considerLike battery life, the ability to read messages in real time, and health and fitness tracking features.

Another point to consider is to understand the differences between smart watches and smart bands, which usually do not include contactless payment functionality, and to find an option that offers good value for money.

Is it safe to use a smartwatch with NFC?

Use an NFC-enabled smartwatch for contactless payments It is considered safe by experts. NFC technology works within a few centimeters, eliminating the possibility of someone else intercepting the transaction.

When you associate a card with your smartwatch, a unique token is created. This token replaces your actual card details, ensuring that no personal information is revealed during the transaction.

All data transfers are encrypted, adding an extra layer of protection. According to Fabio Assolini, an analyst at cybersecurity firm Kaspersky, the advice is clear: “Keep using contactless payments. It’s so secure that criminals just have to force people to insert the card” (via g1 ).

According to Serasa rules, it is important to pay attention to the following habits: Ensure safe use of smartwatch with NFC:

• Using a strong password to lock the watch makes it difficult for third parties to intervene if the smartwatch is lost or stolen;
• Enable biometric authentication, such as a fingerprint sensor, whenever possible;
• Keeping the smartwatch’s operating system and applications up to date helps protect against known security vulnerabilities;
• Use only trusted Wi-Fi and Bluetooth networks and make sure Bluetooth is turned off when not in use;
• Regularly monitor the operations performed by the smartwatch to quickly identify any potentially suspicious activities.

With these security measures, using an NFC-enabled smartwatch for contactless payments becomes a reliable and practical option in daily life.

If you value the combination of features such as contactless payment and physical activity tracking, you may also be interested in smartwatches with integrated GPS.

With Learn more about the best options on the marketNow take a look at 5 smartwatch models with integrated GPS that surprise users!