The growth of preferential loans to SMEs in the field is related to the state support of this industry, stimulating innovation and the need to pay employees, experts surveyed by RB.RU reported. According to them, a IT sector in 2025 will continue to develop.

Experts explained the growth of preferential loans to SMEs in the field
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What happened

The previous day, SMEs said that in 2024 the subjects of small and medium enterprises in the IT sector received 12% more preferential loans than a year earlier. At the same time, the number of IT companies that received state support increased by 48% and reached 1 thousand.

Entrepreneurs received preferential support through the national guarantee system controlled by the SME Corporation. The total amount of investment that attracted amounted to 24.7 billion rubles. Of these, 21.9 billion were in companies in the field of development and consulting of IT, and another 2.8 billion for the IT business in the data processing sector, infrastructure developers for suppliers and others.

What experts say

First, the growth of IT-MSP preferential loans is associated with state support for this industry, stimulating innovation and the need to achieve technological independence, said Alexander Lukin, candidate of Technical Sciences and teacher of the Institute of International Economic Relations. He also pointed out the existing demand for IT solutions in various industries, including the public sector.

Thanks to the development of technologies such as AI, great data and cloud services, the growth of a IT sector will continue, Lukin predicts. He believes that the number of new companies will increase, and the export of IT services will expand. At the same time, state programs and preferential loans will continue to be key support factors, and IT infrastructure investments and commercial digitalization will grow by 8%, concluded the expert.

The general director of the IT company Kverfai Labs Vladimir Ozerov told RB.ru that the preferential loans to the MSP of IT grew due to the need to pay the job of employees.

“The main expenses of many IT companies are the salary fund. Despite the fact that the active increase in wages in recent years has slowed down, the labor market is still overheated. This forces companies to seek additional financial sources, ”Ozerov explained.

In addition, according to him, the situation was influenced by inflation and the details of the work of state orders that have been advanced for orders in a long time, IT companies resort to preferential loan programs to replenish working capital.

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Ozerov also believes that a IT sector will continue to grow actively, since Russian companies retain a high request for import substitution. “Current negotiations with the United States can encourage some large companies to take a waiting position, but the general trend will not change this in the coming years,” Kverfai Labs general summarized.

With the participation of Ekaterina Strukova

Author:

Anastasia Lipchanskaya

Source: RB

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I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.

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