In December 2024, the participation of the microloans of the total number of loans issued reached a 70% record, against 47.4% at the end of 2023. Microfinance organizations (IMF) also represented 13.6% of the total emission. A year earlier, the indicator was almost 3.5 times less: 3.9%, reports RBC with reference to the “Skering” data.

The participation of the microloans of the total number of loans reached a 70% record
  1. News

Author:

Subscribe to RB.ru on Telegram

According to them, the last record was recorded in the spring of 2022, when the participation of MFI loans reached 62.7% of the total number of loans and 8.7% of the volume.

The director of the Group of Classifications of Financial Institutions Suren Asaturov said that the growth of the Micropholean market is observed in the context of a deceleration in bank loans. In 2025, the proportion of IMF in credit problems can be preserved at a high level, while the Central Bank’s policy remains hard, predicts the expert.


On the subject: how to increase the possibilities of approval of a loan


In absolute terms, the volume of new consumption loans in 2024 fell by 22%, mortgage, in 42% with respect to the values ​​of 2023, is deduced from the statistics of the Skering office. The participation of consumption loans in 2024 fell to 15.1% of the total, which is 11.1 percentage points. Under the indicators of the previous year, and amounted to 23.6% of the total volume, decreasing by 2.2 percentage points. The participation of mortgages fell to 31.4% of the total volume of credit sales (versus 48.6% in 2023), and in the total number, decreased from 1.8% to 0.6%.

Where to get money for business and how to manage finance? Experts on the educational platform for entrepreneurs “course” will be counted.

The growth of the microloans in the problems in many aspects occurred due to the medium -term loans, is derived from the “Skering” Data Office. Its participation in the total number of completed agreements reached 31.2% in December, against 16.1% of the previous year. The segment represented 9% of the total volume of loans, although in 2023 participation barely exceeded 2%.

On January 22, United Credit Bureau (OKB) reported that the average credit rating of the Russians sank six years and amounted to 732 points. The director of OKB on risk methodology and the date of analysis, Nikolai Filippov, said that interest in credit stories and qualifications is growing in Russia, but only about 20% of the credit population is being understood in the subject . “Citizens will take some more imbued years with the importance of this data,” added the expert.

Author:

Anastasia Lipchanskaya

Source: RB

Previous articleThe Ministry of Economy has developed new conditions for preferential loans to small and medium enterprises
Next articleFAS -RACCRLAK -CARTER. Onijronly lifted
I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.

LEAVE A REPLY

Please enter your comment!
Please enter your name here