The Ministry of Economic Development notified banks at the beginning of the implementation of the preferential loan program to small and medium enterprises (SME) and self -employed by 2025–2030, Vdomosi writes with reference to the letter of the director of the director of the Department of Development of Development of SMEs and fiscal stimulation of Andrei Tarakanov to credit organizations.
Author:
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The letter indicates that the loan limit will be 100 billion annually; For this amount, the business can receive loans for investment purposes. In the first quarter of 2025, the Ministry will compile a list of banks that will participate in the program.
On the subject: where to get money for business
The maximum interest rate for borrowers will be 17.5% per year for the period of subsidizing loans at the current key rate of 21%, the publication in the ministry was said.
They emphasized that the maintenance of obligations in the loans provided from 2019 to 2024 will continue to be subject to the preservation of the deadlines and volumes of these loans. The interest rate for loans on loans issued above will not change.
At the same time, preferential loans will be available only for those companies that work in priority sectors. According to the Vdomosti source, its list is currently in the process of formation. The authorities also plan to extend the terms to issue preferential loans for high -tech companies, said the newspaper interlocutor.
Earlier this week, the SME Corporation introduced measures to support small and medium enterprises by 2025. The new mechanisms will focus on supporting effective companies in the priority sectors for the economy. The organization will maintain a scheme of guarantees of “umbrellas” and expand it at the expense of joint guarantees with regional guarantee organizations (RGO) and VEB.RF. In addition, the Corporation will present an updated program to stimulate loans (PSK) together with the Russia Bank and a joint loan program with the Ministry of Industry for Companies in the field of tools and robotics.
Author:
Mikhail Zelenin
Source: RB
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