Pix earns new rules with new keys to people or companies in irregular state

The PIX instant payment system has gained new security mechanisms to protect the owners of keywide and to prevent a number of fraud against the population. The measures were announced on Thursday 06 by the Central Bank of Brazil (BC), and the majority of them had an immediate influence of the operation.

The main innovation is the reinforcement of the examination of the data of the PIX keys held by individuals (a CPF holders) or legal (with CNPJ). After this, In order to allow switches to create, recalculate or change, you must be properly regularly arranged on the basis of IRS. and connected registration information.

According to BC, the aim is to prevent impacts containing Pix keys containing names or identity frauds, such as opening accounts on behalf of deceased people and indoor companies. . The person or company with a regular condition, so it will not feel a practical difference. In this method while paying or receiving.

New PIX Safety Rules

According to new measures, banks and fintechs are allowed to create or prevent PIX switches from CPF people in the following registration cases: “suspended”, “canceled”, “the dead owner” and “null”. In the case of CNPJs, cases considered irregularly “Suspended”, “inapta”, “baixada” and “null”.

When an operation is performed such as “registration, information change, a portability or property claim”, the data should be given by the financial institution. BC itself will also perform some kind of double control and supervise this data conference on its own.

https://www.youtube.com/watch?v=2owabbf_d8

Another innovation in PIX Security is to change an important owner. Who uses random keys You can no longer change connected information – In this case, it is recommended that you can now delete it with updated or accurate data and create a new one.

In addition, it will not be possible to make a new claim about the E -Post Switches of the species. In other words, A key connected to e -mail address can no longer change ownershipEven if the person has passed the e -mail to another owner. Since those who use the mobile phone number are a common activity in prepaid phones, they can transfer the switch to the presence of the switch.

Still in the new insurance strategy, Now it will be possible to return any value to unregistered access devices.. In fact, a return to a previous policy invalidates the November 2024 change, which is impossible to make legitimate transfers that set a minimum of $ 200 for these posts.

PIX’s popularity in Brazil

Launched in 2020, the PIX has become the most commonly used form of payment in the country in a short time. Essentially, the instant shape of the value transfer from the mobile phone has gained the preference of the population for the agility and practicality – everything can be done in the case of CPF, E -Post or Telephone or in the case of reading a QR code, which is already common in trade.

In the transfer amount, PIX has exceeded the methods such as bank shift, credit or bank cards and cash, and the last land defeated a record of acting within one day on Friday. Only TED Electronic transfer exceeds it in terms of intense volumes, as it is further used for large payments.

However, at the beginning of 2025, his popularization experienced a thud with a so -called tax collection and more debates on monitoring more payment formats. The complaints took back the government and even made a sudden decrease in the transfer amount in January.

On the other hand, PIX has developed in recent months and has gained new features such as approach transfer mode. See the special content of Tecmundo to learn more about how this format works.