The Ministry of Digital Development prepared a government decree that reduces the preferential mortgage rate for IT specialists from 5% to 3%. In addition, the salary threshold for obtaining a soft loan can also be lowered, TASS writes with reference to the document.
“Changes are being made regarding the size of the prime rate of a mortgage loan. The new version of the rules establishes that the maximum rate of the loan contracts concluded after the entry into force of the draft resolution will be 3% per year”, it follows from the explanatory note of the project.
The minimum salary required to obtain a loan can also be reduced: from 150,000 to 120,000 rubles for more than a million cities except Moscow, from 100,000 to 70,000 rubles in other cities and municipalities. For Moscow, the threshold will remain the same and will amount to 150 thousand rubles.
Now employees aged 22 to 45 who work in reputable IT companies can apply for a soft loan. The preferential mortgage rate for IT specialists is 5% per annum (with the support of the region, it can be reduced to 2%), and the maximum loan amount is 18 million rubles for more than one million cities and 9 million rubles for other cities. .
Author:
anastasia mariana
Source: RB
I am Bret Jackson, a professional journalist and author for Gadget Onus, where I specialize in writing about the gaming industry. With over 6 years of experience in my field, I have built up an extensive portfolio that ranges from reviews to interviews with top figures within the industry. My work has been featured on various news sites, providing readers with insightful analysis regarding the current state of gaming culture.
