In November 2022, the average salary in Russia was 63 thousand rubles, according to Rosstat. The Executive Director of the financial aggregator Vse Zaymy Online, Artur Karaichev, named RB.RU seven promising ideas for investing a small deposit.
With an income of 60 thousand rubles, you can try the well-known classic tool – a bank deposit, Karaichev noted.
Another option is an impersonal metal account (OMS), but it should be noted that the state does not insure such deposits. It must be opened in a large and reliable bank.
The next investment tool is the securities of the largest companies (“blue chips”). The cost of one share starts from 5 thousand rubles. “If you buy several securities each month, a good portfolio is formed in a year,” emphasized the specialist.
Buying shares in mutual funds and ETFs will help you accumulate expensive stocks in your portfolio. According to Artur Karaichev, it is not necessary to understand the liquidity of securities, since professional managers have already collected everything there.
Another reliable method of increasing income is the purchase of bonds and precious metals, the analyst noted. You can make money on crowdlending – an investor, using a special platform, lends to an individual or company and sets the interest rate himself. You can already start with 5 thousand rubles.
Against the background of classic investment tools, investments in oneself are gaining popularity: training, work with a coach – something that will help a person increase the level of knowledge and, accordingly, earn more.
Author:
karina pardaeva
Source: RB
I am Bret Jackson, a professional journalist and author for Gadget Onus, where I specialize in writing about the gaming industry. With over 6 years of experience in my field, I have built up an extensive portfolio that ranges from reviews to interviews with top figures within the industry. My work has been featured on various news sites, providing readers with insightful analysis regarding the current state of gaming culture.
