When Apple Pay stopped working in Russia, iPhone owners returned to a series of card purchases. Unlike Android smartphone manufacturers, Apple doesn’t make the NFC chip available to third parties, so any other payment method tied to it won’t work.
as he said nearly does not work.
There is one small loophole at the box office that is activated NFC-chip for payment in iPhone.
And there is one big loophole with QR codewhich allows this smartphone to be used in many stores, and can consume at least a billion people. The card is no longer needed.
Briefly about the main
Now more about how all this includes and what worked for me.
Why flying with a QR code is normal
To some, this method seems strange and unsafe, but I was convinced from my experience of living in Shanghai that everything is fine with him.
In China, the entire billion people are only for them and their loved ones: they know about Apple Pay there, but rarely integrate it into the cash registers. But each reader has a QR reader or has its own code from the store, which the sensors recognize with their smartphone.
▸ Codes are safe, because either one-time or short-term installation. The loss that someone in line can immediately photograph and use is negligible, but even in this case, the transaction will be displayed to you, and the cameras in stores can be quickly detained by the violator.
▸ Convenience Codes, because with logical integration it takes no more clicks than Apple Pay. In China, I added a widget of functions from WeChat Pay and AliPay, in Russia, Sberbank and Tinkoff have already guessed this.
Yes, it does not replace the same speed and the usual “applied the smartphone without looking”, but it is the closest and only alternative to shopping with the iPhone.
Payment by QR through the System of Fast Payments (SBP)
Self-service checkout at SPAR
Most of the large retail chains are already connected to this method.
There are two types of technologies: simple transfer and SBPey.
Translation to the account is suitable for owners of large banks (Sberbank, Tinkoff, VTB). In this case, cashback is not credited, but most banks cannot be used.
If your bank is connected to the SBP, and most likely it is (the list is used in the regions), then feel free to open the bank application and find the “Scan QR” item.
The application will recognize the payment, you will confirm it, and the store will give you a receipt. Everything is as usual.
In some applications:
SBPey (application) is an analogue of Apple Pay, Google Pay and other similar systems. Is to accept few banks while on the iPhone Can’t pay with NFC. SBP is needed if your bank is an official (list), but does not have a convenient application and interface for paying via QR.
Feel free to alert the store about the QR incident, most retail chains, coffee shops, fast food, online stores and networks are already connected to the network or planning to support it, so you will not be looked down upon.
In ordinary cash desks, the Magnetic Code is printed on a receipt tape, while others display the image on a display, for example, in VkusVille.
One Price Coffee has tablets with QR for payment and an NFC module that work with the iPhone. Yes, you bring your smartphone, and on the unlocked screen, a Push link jumps out to the transfer window in the SBP. To carry out calculations, the seller requests the amount through the terminal.
Many self-service checkouts in Pyaterochka, Perekrestok, Karusel and SPARA have a special button for this, which is gradually being introduced to all points of the network.
In some stores you can show your QR
Here is a sticker that says about the support of functions
Sber is promoting its analogue SBPey among retail chains, which is called Pay QR. Payment works both ways: you can scan the code of the store, and the store is your code.
The method works for Sberbank Online users. To enable it you need to open the application > go to the tab Payments > find an item there Payment by QR or barcode >select tab About the flight and show the code at the checkout.
After payment, the icon will be added quick action on the main screen. Also installation with iOS 14 is available widget with this opportunity.
In the payment window, you can also create an offline code that will be valid for one month and is valid for 10 purchases. The spending limit for an amount exceeding theft is from 1,000 to 10,000 rubles.
At my request, Savings informed that scanning a QR code works for a buyer in the Lenta, SPAR, Globus, Victoria and Azbuka Vkusa networks. And that in the near future the bank will join “another number of large retail chains.”
If not with cards, then now
Quick Steps to Add a Scanner
Most likely, QR will become a universal way to quickly pay for a smartphone in Russia.
It’s a proven way that’s easy to watch in China and achieve the same level of convenience as Apple Pay.
The fast payout system is attractive to businesses, so the likelihood will expand.
Payments are now accepted in magnet, SPARE, Azbuka Vkusa, TasteVillein Svyaznoy, citylink, Sportmaster, L’etoile, Burger King, Coffee for one price, CDECshoe stores Kariat gas stations Lukoil and Gazpromneft.
Check with your regular stores about the possibility of spreading like this. The Fast Payment system is attractive for businesses because the competition is up to three times lower than with card collection. Many other manufacturers have already added it.
Arm yourself with widgets, download apps and talk about the payment method more often. Where it doesn’t exist yet, it will almost certainly soon.
Source: Iphones RU
