The amount of interest on loans unpaid by Russians until December 1, 2024 reached 607.8 billion rubles. Last year, this figure grew at a record pace in four years, RBC writes, citing data from the Central Bank.
Author:
https://rb.ru/author/mihail-zelenin/
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According to them, the rate of increase in interest obligations of Russians in 2024 has more than tripled. Since January last year, the amount of unpaid interest has increased by 22.2%, while the growth for 2023 and 2022 was 8.5% and 6.4%, respectively.
At the same time, loans to individuals in 2024 increased more slowly than in 2023; Growth in January-November was 11%, compared to 22.7% in the same period in 2023.
A representative of the Central Bank, in a conversation with RBC, noted that the amount of unpaid interest on loans cannot be classified as overdue debt. Interest payment dates may vary in different loan contracts, but in the reports, creditors must still indicate the interest accrued up to the time of actual payment, he explained.
On the topic: How to manage finances and prepare competent reports
The regulator’s press service added that the increase in accrued interest is associated with an increase in demand for loans by the population and an increase in the key rate.
Russian companies have a negative attitude towards the setting of a high key interest rate by the Bank of Russia, a survey by the Institute of National Economic Forecasting (INP) of the Russian Academy of Sciences shows. 68.9% of respondents rated the Central Bank’s current policy as bad for the economy; only 5.4% of respondents saw a positive effect of the ultra-high interest rate.
Author:
Mikhail Zelenin
Source: RB
I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.
