Digital Ruble is electronic money stored in a special wallet for bank application. They are given by the Russian Bank. They can pay for stores, housing and common services, trips, subscriptions and much more purchases. 360.ru writes. However, there are restrictions: it is impossible to remove the digital ruble in the ATM, it will not be possible to contribute to the percentage.
The main purpose of the project is to make payments more transparent, to reduce fraud and simplify payments. Progress for citizens are convenience, security and free translations.
Digital rubles will only be taken by those who choose this method. Wallets do not open automatically. If a person does not want to use a new form, the money will continue to come as usual – the card, account or Russian duty. Pension will begin to transfer digital rubles from January 2026 and only at the request of retirees.
You can even use this kind of money through QR codes even without internet. If necessary, it is easy to transfer to the card and remove cash.
First, the project will meet the individual benefits of the project – pensions, scholarships and state salaries and regional payments until 2027.
Experts warn: All operations are free so far, but over time, commissions may occur. In addition, the state will be able to see exactly what is spent.
Source: Ferra
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