The percentage of loans approved by banks increased this summer and exceeded the figure recorded before the start of the special operation in Ukraine. Analysts reported that by August 1, one in three loan applications had been approved.

The level of approval of loans by banks increased in summer and exceeded the figure for February

Analytical data on the satisfaction of loan issuance requests in Russia was shared with RB by a representative of oneFactor, a developer of artificial intelligence services.

By August 1, the approval rate exceeded 30%: 950,000 loans were approved in the week of July 25-31. One week after the start of the special operation (February 14-20), the banks approved 930,000 loans.

“The main contribution to the recovery in the number of loans issued to the population was made by the leader of the Russian banking market, Sberbank, whose number, according to analysts, during the last week of July reached and exceeded the level of 14-20 of February 2022. VTB is in second place and Alfa-Bank in third,” oneFactor noted.

The minimum level of credit approvals was registered on March 2 and amounted to 8%. On March 27, banks issued the minimum number of loans – 25 thousand.

Estimates of approvals facts are formed by the machine learning platform based on data from telecom operators and credit bureaus, specified in oneFactor.


Kirill Bilyk

Source: RB

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