The Russians called the ways to receive passive income.

The first way to make money is by investing. To do this, you will need the simplest investment instruments – a bank deposit and federal loan bonds or large corporate companies, where the client will have a fixed income that does not change in the period of time chosen by him. With this scheme, you can receive interest on a deposit or coupons on bonds.

The second group of instruments is long-term investment in shares. Under this scheme, income is based on receipt of dividends paid by companies. When investing in stocks, there is no guaranteed return, but there is an average return that can be calculated over the years using the dividend calculation methodology. After that, it is possible to calculate the amount of investments necessary to reach a certain amount of dividends, the specialist specified.

The third group is investment in real estate. Here the income depends on the chosen strategy. It can be buying an apartment and renting it for the long term or for days, buying an object and dividing it into parts.

The second way to earn passive income is by building or buying a business. According to Volkova, this can be done even without investments, based on knowledge, experience and skills.

The expert recommended at first to decide on a niche and calculate profitability, market volume and long-term investments. According to Tatyana Volkova, if the cash flow is built correctly, then even small investments in the amount of 30-100 thousand rubles can lead to a rapid scale.