Mokka launched the Megamall shopping service, which will allow shopping in online stores of popular Russian brands in a single application. You can pay for products in installments with the Mokka virtual card, the company said.
Fintech service Mokka offers BNPL (Buy Now Pay Later) services in Russia and Eastern Europe. The company has developed a single payment solution for all stores represented in the application.
Stores like Ozon, Wildberries, M.Video, Eldorado, Aliexpress, Golden Apple and Hoff have already been added to the app. When registering for the service, the user will receive a limit. With the Mokka virtual card you can now pay for your purchases in all stores within a period of 1 to 12 months.
“The limit is calculated in a few seconds by our risk model, which pays attention to factors such as: the “indebtedness” of a person, the level of credit history (if there were non-payments of other financial products, arrears, etc.), how a long time the specified phone number, the presence of a permanent job and many others, ”said a company representative to RB.RU.
Mokka also emphasized that such functionality was implemented for the first time. According to Irina Shvakman, co-founder of the company, the popularity of BNPL is growing both in Russia and around the world.
Author:
Natalia Gormaleva
Source: RB
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