Possible system failure C6 Bank allows customers to refer R$23 million from CDB Crédito. The São Paulo Civil Police are preliminary investigating the case, benefiting nearly 5,000 account holders of the bank, most of whom are residents of Baixada Fluminense (RJ).
The scam information was released this Monday (2) by: Look. According to the vehicle, there are different lines of inquiry. In one line, the police are investigating whether the coup was planned by a criminal organization. In the other, agents suspect the problem has been discovered and residents are passing information to each other.
The coup caught the attention of the authorities because committed by current account holders and on unique smartphones. It has also been noted that deviations occur at certain points in the Rio de Janeiro communities.
The story is being investigated by the police, and C6 Bank has asked Justice to block the accounts of anyone involved. Despite receiving the money, everyone has some form of debt in the bank.
way of working
Suspicious customers used a C6 Bank financial transaction called CDB Credit. In this service, the same amount as the credit card applied to the Bank Certificate of Deposit (CDB), which is a fixed income investment type, is found.
So if the person has an investment of R$300 in the modality, the limit on his card is R$300. However, the digital bank allows a maximum of R$10k in credit card limit.
To provide collateral, CDB Credit blocks a portion of the amount invested by the customer while the credit card bill is not paid. And that’s when the security breach happened.
Account holders suspected of committing the scam have discovered a way to use up the full credit card limit while simultaneously redeeming the full amount invested in fixed income. C6 Bank, which is already the victim of another “crack” style scam, did not comment on the case.
Source: Tec Mundo
