Xbox Mastercard is a credit card that earns points that can be redeemed for games.

Xbox announced the launch credit card that gives benefits when purchasing games and other services such as Netflix or Disney+. The card, known as the Xbox Mastercard, will be issued by Barclays and may customize with your gamertag. As with console controllers, users will be able to choose from a variety of colors.

The idea of ​​launching a credit card tied to a brand or service is common among many tech companies. PlayStation did the same in 2017 with a VISA-certified card, and Apple teamed up with Goldman Sachs to release the Apple Card in 2019. Today it’s the turn of the Xbox Mastercard, a plastic card. aimed at those who play on Microsoft consoles.

According to Dave McCarthy, director of player services, the Xbox Mastercard earns one point for every dollar spent. They have a multiplier depending on where you use them, with Microsoft products offering the most benefits. For example, If you purchase a game or DLC from your console, you’ll get up to five times the points..

For streaming services like Netflix, Disney+ or Prime Video, the Xbox Mastercard triples the benefits. All Points can be redeemed for games, gift cards, or Game Pass subscriptions.. The card is similar to Microsoft Rewards, where 100 bonus points translate into one dollar.

Xbox Mastercard inspired by Microsoft Rewards

After reading the list of benefits and their equivalence in points, we can say that Xbox Mastercard enhanced version of Microsoft Rewards. Microsoft’s rewards system is available in several countries and offers bonus points to those who purchase games, unlock achievements, or perform searches on Bing.

The most obvious difference between the Xbox Mastercard and Microsoft Rewards is that the credit card offers five times more points than the rewards system and offers benefits toward other purchases. Unfortunately, It will only be available to those living in the United States. Like the PlayStation or Apple Card, the Xbox Card is limited to one country, and there are no details about whether it will be released in other territories.

Other users will be able to continue accumulating points the old way: by unlocking simple in-game achievements and following the instructions on the subreddit. In some cases, you can get up to 75% off the cost of Game Pass if you complete weekly challenges and redeem points for gift cards.

Xbox Mastercard will be available to a limited number of people starting September 21st to launch in 2024.