Starting October 9, Wildberries introduced a commission of 3% of the purchase price for paying for products with cards of the international payment systems Visa and Mastercard. Vedomosti learned that the market explained this as a reward to the bank that processes the payments.
Buyers can choose other payment methods that do not involve commission: Fast Payment System (FPS), Mir cards, SberPay with the option to pay with Visa and Mastercard cards, etc.
Roman Parkhomenko, partner at Pen & Paper, believes that the platform’s position seems rather dubious, since payments with Visa and Mastercard are made through the National Payment Card System (NSCP), located in Russia.
According to him, Wildberries could try to pass the acquisition costs on to the buyer. At the same time, although payments with Visa and Mastercard cards are more expensive on the market, this is not a legal basis for the commission; may be fined according to section 4 of art. 14.8 of the Code of Administrative Offenses in the amount of up to 50 thousand rubles, the expert warned. Buyers have the right to demand a refund of the amount paid.
In August 2021, Wildberries offered its customers to save on commissions and pay for products using Russian payment services: Mir, Fast Payment System (SBP) or SberPay. When paying with international services the commission will be 2% of the purchase price.
Author:
Karina Pardaeva
Source: RB
I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.
