Sber carried out the first test loan transaction in Russia, the collateral of which was digital financial assets (DFA), the bank said in a statement.
The credit institution calls the object of the transaction “a study of the customer experience, the legal form and the implementation mechanisms.”
The financing obtained by the CFA was received by the Datsik group of companies, owner of the Omega shopping center in Togliatti. The loan amount is not disclosed.
“In this design, the DFA allows us to reinforce guarantees and design more complex financing operations that adapt to the client’s needs,” explains the bank.
DFA is a new investment tool based on modern technologies: blockchain and smart contracts. By law, digital rights include digital rights, which may include: monetary claims; the possibility of exercising rights over securities; the right to participate in the capital of a non-public joint stock company; the right to demand the transfer of securities with issue quality.
Companies began producing DFA in 2022. In 2024, the market volume of these assets could reach one trillion rubles, experts estimate.
Author:
Anastasia Marina
Source: RB
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