Scammers have mastered a new method of stealing money from citizens’ accounts, using the possibilities of the Telegram Premium subscription and speculating on Federal Law 584-FZ, which came into force this year and which, among other things, regulates communications between banks and clients. in instant messaging. This is what Alla Khrapunova, curator of the Popular Front platform “Moshelovka”, told Izvestia.
The scheme is as follows: attackers create a fake bank account on Telegram, place their official logo and name on the avatar and add a blue check mark. They then begin to send messages to the potential victim with advertisements or news from the credit institution, thus gaining their trust.
And if a person answers that such emails are illegal, the scammers respond that since the beginning of 2023, Federal Law 584 has come into force, amending the law “On Information, Information Technologies and Information Protection.” And it supposedly lets you write to customers on Messenger.
Subsequently, the attackers call the victim via messenger and inform them that they offer the service of securing a loan issued by the client “today” or reducing the monthly payment. Since the client did not take anything from the bank that day, he begins to worry and refute this fact.
The client, of course, is promised help in dealing with the situation and is handed over to a security officer. The victim then receives a call on their mobile phone or via instant messaging, but from a fake account from a bank security representative. Then everything goes according to the trite scenario: security code, installation of remote access programs, registration of a “mirror” loan, transfer of money to a “secure account”. The plot will depend on the imagination and resources of the attacker, but its main objective is to steal funds from citizens’ accounts, including those they have borrowed.
Author:
Karina Pardaeva
Source: RB
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