Small and medium-sized businesses increased their deposits in banks by 40% during the year. The greatest growth was seen in the IT and marketplace seller segments. In September 2023, there was a sharp increase in the volume of deposits, when the Central Bank raised the key rate.
Deposits from small and medium-sized businesses in banks increased by 40% in 2023. This is clear from the results of a study by Blank Bank.
In the IT segment, the growth in the volume of deposits was 37%, among sellers in the markets – 60%, and in the logistics sector – 17%. The average volume of deposits during the year increased by 30% to 4 million rubles per entrepreneur.
According to the results of the study, the main reasons for using deposits were fund insurance (46%), asset diversification (38%).
The bank conducted a study based on its own data on a database of 50 thousand clients and the results of a survey of 2.5 thousand business owners, of which 74% were individual entrepreneurs, 26% were LLCs.
Author:
Kirill Bilyk
Source: RB
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