The overpayment on a mortgage loan granted for the purchase of a standard apartment on the secondary market will increase from 3.6 to 4 times with the increase of the official interest rate of the Central Bank to 18%. These data are provided by CIAN and RBC refers to them.
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The monthly payment amount at a rate of 20% will increase by between 9% and 11%.
In absolute terms, the increase in payments is most noticeable in Moscow, St. Petersburg and Kazan: these cities are among the top three in terms of secondary housing prices.
According to CIAN calculations, the monthly payment for buying an apartment in Moscow on market mortgage terms with an increase in the rate from 18% to 20% will increase by 24.2 thousand rubles, in St. Petersburg – by 15.2 thousand, in Kazan – by 12.8 thousand rubles.
- In Moscow, the monthly payment for an apartment worth 18.55 million rubles on market mortgage terms (at 20% per annum) will be 249 thousand rubles.
- In St. Petersburg, an apartment worth about 12 million rubles will cost you 160.8 thousand rubles a month.
- In Kazan, for housing worth 9.76 million rubles on market terms, you will have to pay 131 thousand rubles a month.
Author:
Anastasia Marina
Source: RB
I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.
