Petr Gusyatnikov, Senior Managing Partner at PG Partners, told us which accounts should be closed. In most cases, account maintenance is free, but sometimes a commission is charged for it.
Information about the commission is contained in the agreement on the basis of which the client opened the account. The client can lose this moment in the document and the debt will begin to accumulate on the account, the specialist told the Prime agency.
The Russians can forget about the old accounts. It is necessary to install the mobile application of the existing card banks to consult the debt. Otherwise, you may not even know about it, the attorney noted.
He also recalled that each plastic card is linked to a specific bank account. And it is not enough to block the card because it is unnecessary. The account will remain open and there may be a debt. According to the lawyer, if you no longer need a plastic card, you should close the account linked to the card.
Whether it is worth closing foreign currency accounts is a moot point, the lawyer believes. Several banks have introduced fees for keeping money with them. However, they have recently begun to ease conditions. For example, if earlier a commission was taken on average in the amount of more than $5,000-10,000, now in some banks this threshold is $100,000.
The lawyer recommended not rushing to close these types of accounts if the service is free. Since now, some banks have stopped opening new foreign currency accounts.
Author:
karina pardaeva
Source: RB
I am Bret Jackson, a professional journalist and author for Gadget Onus, where I specialize in writing about the gaming industry. With over 6 years of experience in my field, I have built up an extensive portfolio that ranges from reviews to interviews with top figures within the industry. My work has been featured on various news sites, providing readers with insightful analysis regarding the current state of gaming culture.
