Miro cuts staff, Apple starts the year with a drop in revenue: the main thing for February 3

Finance

• Microfinance specialists have noted an increase in the prepayment of medium-term loans, reports Kommersant. This is due to the transition of debtors to a savings behavior model, as well as the strict scoring of MFIs, when the most creditworthy clients accessed larger amounts.

Business

• The government commission approved the sale of Vimpelcom to its management, subject to the purchase of at least 90% of the VEON bonds from Russian investors, said Maksut Shadayev, head of the Ministry of Digital Development.

• Sberbank has launched an online course on digital transformation, in which representatives of large companies explain what stages of digital transformation exist, how to reduce costs, create a digital corporate culture and work with changes.

• The service for joint remote work Miro with the founders of Perm intends to lay off 119 people, 7% of the staff. This will help reduce costs and focus on priority areas.
• Apple reported for the first quarter of the 2022-2023 fiscal year: The company’s profit declined 13.4%, to $29.998 billion.
• The Hamley’s chain of stores in the Russian Federation was suspected of insolvency, Kommersant found. Bank “Trust”, without having achieved the recovery of a debt of about 3 billion rubles. with Wonderkind, the owner of Hamley’s, a chain of children’s goods stores, decided to bankrupt it.
• Danone may sell part of its assets in the Russian Federation with a call option. The deal could also include keeping the company up to a 25% stake in business and a seat on the board of directors, Kommersant writes.
• British luxury clothing chain Paul Smith has decided to stop trading in Russia and close its business, the Daily Mail reported.

Transport

• Turkish Airlines began to accept payments with Russian cards. You can pay for tickets on the site not only using the Mir system, Visa and Mastercard also work, Izvestia learned. However, payments are not always made.