It’s been 8 years and I still only use Tinkoff Black. Why did it happen (now it is given for free)

Spring has come, which means it’s time for me to write a review about the map Tinkoff Black. On the picture above I I am sad about this, wiping my tears with a monthly cashback.

Replenish, every spring I’m on iPhones.ru I tell why I use “black”. This is our tradition. In the literal sense, the years go by, but the overall map remains the same.

So many things have changed, but not Tinkoff Black as the main payment instrument in life. Moreover, in 2023, the transferability of their cards has become so numerous that the card itself can be stopped wearing again.

Quite by accident, it so coincided that an action at Tinka itself was attached to our tradition. If order a Tinkoff Black debit card from 3 to 16 April intercity, then get it absolutely free, with the necessary delivery and service.

Just a “free” card, take it and run!

A lot of what I wrote next, a lot, and so it is not necessary. The advantages of the Black card are considered by many. But if there is no card, then order using the link above, and read on. And yes, I’ll tell you how I got to such a life that I get 3 cashbacks a month easily. Let’s start with this.

How I get a cashback of 3000+ rubles every month

The secret is simple – I pay for everything with a Tinkoff Black card, and it somehow happens by itself. What, sounds beat up? Nothing, I also have proofs, as I saw.

Firstly, I use special offers. They are available in the Tinkoff app and are updated every day (273 offers are currently active).

Randomly gives a particularly greatly increased cashback: sometimes 20 and 30% cashback, and sometimes even 50 or 70%. Such a cashback, like any other in Tinkoff, returns rubles to the account. You don’t even need to activate them manually – they just exist, and if you get into them purely by chance, you will get everything that was promised there.

For example, I so often “fall” for increased cashbacks in grocery or ready-made food ordering services, as well as when ordering flowers.

Secondly, monthly categories of increased cashback. They are chosen by themselves a month in advance in the Tinkoff app.

The bank itself offers a choice of several options, among which there is always 1% for all purchases, as well as a few more “narrowly targeted” ones – for example, 5% for purchases in pharmacies, a taxi route, in some food payment service, and so on.

Heartfelt cashback for tickets when you order through the app with a Tinkoff Black card.

Finally, I started using services in Tinkoff apps – there are also increased cashbacks. From the very last thing I remember, I bought tickets to Sochi the other day. Not only were the prices for them in the program lower than on the regular site for booking tickets, but the cashback for each ticket was more than 2,000 rubles. With only two such orders I will receive in the past almost 5 thousand rubles of cashback.

So it turns out, on average, that at least 3 kopecks of cashback arrive to me every month. Not bad, agree.

In addition to such purity of “selfish” interest in the map, Tinkoff himself suits me and makes me happy many other reasons. I will list some of them below.

Pay conveniently online and offline. The card can no longer be worn

See the Tinkoff Black bank card? And she is. Just in a keychain.

WITH offline everything is super. It is possible to attach a sticker to the iPhone as an alternative to Apple Pay, or use payment key fobs. I use both on a daily basis, I don’t even take out the card – and I get all the same “profits”, including the caseback, as with the usual “plastic”.

You can add an additional Black reading card, which will be delivered as quickly as possible. When I register additional ones, they bring them to my house literally the next day. Limits can be set on additional cards, which allow you to safely use it and carry it in your back pocket without fear of losing it.

And for online, for example, ordinary virtual cards for subscription, which can be blocked if necessary. I set it up just like that, so that in case of something unforeseen, I quickly block the “channel” without losing the transfer of the payment card before reissuing.

Transfer money and pay for services quickly and easily

Adore Favorites in the Tinkoff application – clicked and paid in a second for what you pay for more often. Or transfer money more often.

Payment for mobile communications, the Internet, utilities and everything in the world through the Tinkoff application is faster for me than through the applications of the provider, operator and residential complex! If they require you to constantly take a card (it is also often reset) and delve into the menu in the vshkoff, then in the Tinkoff program I just click on the desired payment in Favorites and confirm. All.

A QR payments here is how they are implemented! Fairy tale: right from the payment page, click on the QR icon, scanned, confirmed – and that’s it, no inconvenience. SBP is the same, special thanks to the bank for the absence of additional steps and difficulties in receiving such transfers (everyone here knows which bank I am referring to). He entered the phone, transferred the money and that’s it.

Notifications about fines and fines, along with the amount, also come to the application. I immediately pay and close the issue. No way “public services” or tax.ru not taken into account.

By the way, the application can still be installed on iPhone. We covered this in more detail in a separate article:

How to install the Tinkoff Bank application on iPhone after removal from the App Store

Super support, classic Tinkoff

If they gave me a ruble for every case when Tinkoff support did not help me with the initial questions and problems, then I would have zero rubles to this day.

I write to them in the evening, on weekends and holidays, and during the same day, all issues are resolved with the maximum bias in my favor. Support for help and questions involves paid operations, with the connection of services and simply in help videos.

absolutely routine tasks are solved by the bot Oleg even before the call of a human consultant in the chat. The application has already popped up the “click here and solve the problem” format.

***

You can continue to paint the advantages of “black” for a long time. For example, they talk about transfers with good limits (up to 100 thousand rubles). Or about favorable conditions for withdrawing cash from any banks in the country – free of charge with a withdrawal amount of 3,000 rubles or more.

But all this will only stretch the article. And it makes little sense, because You can check all this for yourself without spending a penny.. The main thing is to be on time …

How to get Tinkoff Black for free right now

It’s simple – just click here 👇

Close card now, use for free forever

Follow this link until April 16 additionally. You will receive with the card free service forever and ASAP delivery throughout Russia.

Me, whose iPhone is covered in stickers all banks, and in the bag there are 100,500 different bank cards, all the same, year after year I use only Tinkoff Black. Nothing better, as for me, has not been invented – neither on demand, nor on conditions.

Everyone with their own Black card and four-digit cashbacks.

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