Many people see ITV as just another tax. But the reality is that saves lives and reduces the number of traffic accidents. According to Guillermo Magaza, Managing Director of AECA ITV, “This prevents 539 deaths, about 12,100 injuries of various kinds and 17,700 road accidents. In addition, it allows minimizing the impact of vehicles on the environment.”
It is possible that due to inattention, due to the fact that you were not in a hurry, or simply because you refuse to pass an inspection, get into an accident without ITV documents in order to. Then doubts arise: is it possible that all the blame is dumped on me, even if I don’t have it? Does insurance cover this?
Our colleague Enrique Trillo of Top Gear has researched this topic, so let’s see what his findings are.
First, when an accident occurs it is necessary to determine who is to blame. This is even more important than ITV.
The good news is that, in a state of law, they can’t blame you if you don’t have one, so if the accident wasn’t caused by you, that’s a higher charge than the ITV papers themselves.
Accident without ITV and without fault
As TopGear explains, if the accident was not your fault, most insurances keep you entitled to compensation. Thus, they will repair the damage caused to the machine and possible satellites. And you are entitled to any additional compensation that fits.
But hey what some policies may have some exceptions if the machine is not all the papers in order. In addition, even if you receive compensation for an accident, your own insurance company may deny you legal protection coverage.
Accident without ITV, and you’re to blame
Everything becomes bad if you are the culprit of the accident. The insurer will pay all costs to the other driver, applying their civil liability … but will bill you.
Here it is important to know whether the accident was caused by human or mechanical failure. In the latter case, in the absence of ITV, the insurance will not pay for the injury. And only if the type of insurance is complex, the damage to the car will be compensated. Not forgetting at the same time that the company could not compensate the passengers, both the vehicle itself and the opposing side.
One thing is clear that insurers will look for any loophole, and if they are involved in the accident any minimal mechanical reason or vehicle useWithout ITV documents, all the blame (and costs) will fall on you.
Also, with or without guilt, you will not be able to use the car again until you have your ITV documents in order.
Source: Computer Hoy
