Yandex has started testing a new financial product within its services: deferred payment. In the first stage, the functionality is available to a small number of Delivery and Yandex Food users, and in the future, integration with other company services is possible.
“For us, this is the next step in the company’s fintech product development strategy. Thanks to her [отложенной оплате] Customers will be able to make purchases without first payment or overpayment,” a company representative told RB.RU.
This is a new “Split” option (Yandex service for paying for online purchases in parts), in which the amount of the order is credited to the account and within two weeks it can be paid with any card. In this case, the user will not be charged any additional commission or interest.
A company representative emphasized that the product is not an installment plan: “It is a payment method that offers to pay the amount later.”
Yandex offers various methods of payment for goods through its services: for example, you can pay for orders in online stores in equal installments for six months, and also use installments without a down payment.
Author:
Anastasia Marina
Source: RB
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