The Central Bank allowed the introduction of new rates for stores when paying for purchases using biometrics (bioacquisition). The regulator intends to discuss the initiative with representatives of the largest banks. The first vice president of the Bank of Russia, Olga Skorobogatova, spoke about this within the framework of the Finopolis 2024 forum, RBC writes.
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“Bioprocurement is a new tool, and maybe it really makes sense to apply a slightly different tariff policy to it,” he said.
Now sellers pay on average a commission of 1.5-2.5% of the cost of the goods when paying by bank card, the commission when paying through the Fast Payment System (FPS) or using a QR code is 0 .4-0.7% of the purchase amount. The commission for bioacquisition is equal to the commission for payment via SBP and through QR code.
Sberbank has massively introduced bioprocurement technology; The credit institution already has 850 thousand terminals with biometric payment, and by the end of the year its number may increase to 1 million.
Alfa Bank previously presented its biometric terminal. The device also allows you to pay for your purchase using a plastic card, Quick Payment System, rings, stickers, bracelets, watches, QR codes. Payment using biometric data is made by clicking the “Pay at a glance” button on the terminal.
Author:
Kirill Bilyk
Source: RB
I am a professional journalist and content creator with extensive experience writing for news websites. I currently work as an author at Gadget Onus, where I specialize in covering hot news topics. My written pieces have been published on some of the biggest media outlets around the world, including The Guardian and BBC News.
