The State Duma adopted a law in the cooling period by issuing loans to the consumer

During the cooling period, the borrower will not be able to get rid of money. When issuing a loan for an amount of 50 thousand rubles to 200 thousand rubles, banks will give money only after four hours and loans for larger amounts, after 48 hours.

The requirement for the cooling period will not be valid for loans and car mortgages. In addition, it does not apply to loans with co -borgante and guarantors, loans to refinance debts and previous loans for the purchase of goods and services of legal entities and individual entities, written not online.

Banks and microfinance organizations will have to perform additional fraud inspections when performing operations and transactions. In particular, banks can limit money transfers with an amount of 100 thousand rubles per month if the sender is in the fraudulent base of the Central Bank, but a criminal case against it has not been instituted.

The banks also forced the deposit of money to the account through a digital payment card for a total of more than 50 thousand rubles within 48 hours from the date of release of said card. This method is the main channel to transfer money to scammers, clarified the authors of the law.

The state president of the Duma, Vyacheslav Volodin, on his telegram channel, withdrew the cases when the scammers, with several pretexts, forn the Russians, especially pensioners, to take an impressive amount of money on credit. The new law is designed to reduce the number of financial fraud cases.